Intelligent Debt Management
AI-powered debt elimination strategies and optimization
$16,700 Total Debt
3 Cards
Total Debt
$16,700
Avalanche
Interest Savings
$4,530
Optimized
Payoff Time
18 Months
Monthly
Payment Plan
$2,885
Debt Avalanche Strategy
1
Chase Sapphire
22.99% APR
$8,400
Min: $168/month
Payoff Progress32%
Priority Target
Extra payment: $2,551/month
Estimated payoff: 4 months
2
Capital One
19.24% APR
$5,200
Min: $104/month
Payoff Progress8%
3
Discover Card
16.99% APR
$3,100
Min: $62/month
Payoff Progress0%
Avalanche Benefits
Interest Savings:$4,530
Time Saved:6 months
Monthly Savings:$252
How It Works
1
Pay minimums on all cards
2
Apply extra payment to highest APR
3
Move to next highest when paid off
Debt Management Action Center
Execute Avalanche
Set up automated payments following the avalanche strategy to maximize interest savings.
Balance Transfer
Explore 0% intro APR balance transfer offers to reduce interest burden.
Credit Optimization
Monitor credit score improvements and optimize utilization ratios.